For the complete documentation index, see llms.txt
For the complete documentation index, see llms.txt
Zinc
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Portugal Credit Judgment & Litigation Check
## Who is the source of credit check data in Portugal?
Infotrust
## What is the process in Portugal?
The requesting party will request the check from the ATS or their Zinc account.
1. The candidate receives automated instructions to provide some personal details in a dynamic web form.
2. Zinc submits the request to the authorities.
3. Zinc receives the results (digitally) and provides a signed digital report.
4. The candidate receives a notification to say the process is complete.
## What details are required to submit the check?
- First Name
- Last Name
- Birth Date
- Consent
- **Address**
- Portuguese address
## What is covered in the credit check?
The Adverse Financial verification process in Portugal provides public adverse financial information from the Bank of Portugal, accessed through a local partner, with the explicit consent of the individual. Once published, the records are available without a time limit. In terms of negative data, such as insolvencies, loans, or debts, the records are going back to
2006.
There is no footprint left on the credit report and the check does not affect the individual's creditworthiness.
## Restrictions, Exclusions, Limitations:
- The population covered by all databases consulted by the source is around 10 percent of the Portuguese active population above 18 years of age.
## What is the period covered by the check?
Since 2006
## Is there any potential candidate footprint?
There is no footprint left on the credit report and the check does not affect the individual's creditworthiness.
## What is the expected turnaround time?
[Here](https://zincwork.com/turnaround-times)
## Privacy statement
The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.
