Switzerland Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Switzerland? Bisnode D&B Schweiz AG ## What is the process in Switzerland? The requesting party will request the check from the ATS or their Zinc account. - Automated instructions are delivered to provide some personal details in a dynamic web form - Zinc submits the request to the authorities - Zinc received the results (digitally) and provides a signed digital report - The candidate receives a notification to say the process is completed ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - **Address** - Current or last known registered address in Switzerland ## What is covered in the financial integrity check? The Financial Integrity verification process in Switzerland provides credit check information on citizens and/or lawful residents of Switzerland, gathered through the authorized Swiss credit bureau Bisnode D&B Schweiz AG. Approximately 90-100% of the active Swiss population over 18 years old is covered (5-7 million individuals). The information has been available since its date of entry on the database of Bisnode; thus, there is no specific timeframe. It covers the following authorities and institutions: - Swiss Trade Registry - Swiss Official Gazette of Commerce - Bisnode trade program - annual company accounts - others (including: homepages, questionnaires, interviews, and other third parties) The data collected includes the following information: - Bisnode credit evaluation (rating) - payment history - personal identifiers (full name, date of birth, address, gender, nationality) There is no footprint left on the credit report and the check does not affect the individual's creditworthiness. ## Restructions, Exclusion, Limitations: - It is not allowed to share the credit report with another party outside of the consent provided for the purposes of a credit check. - There are certain restrictions on how long a specific data element can be shown before it must be deleted, as per the Federal Act on Data Protection of 19 June 1992 (DPA) - those vary depending on the type of the extract, up to 6 years. ## What is the period covered by the check? No specific timeframe, since debt registered on the database (with certain disclosure limitations, due to the DPA) ## Is there any potential candidate footprint? There is no footprint left on the credit report and the check does not affect the individual's creditworthiness. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.