Nigeria Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Nigeria? XDS Nigeria ## What is the process in Nigeria? The requesting party will request the check from the ATS or their Zinc account. - Automated instructions are delivered to provide some personal details in a dynamic web form - Zinc submits the request to the authorities - Zinc received the results (digitally) and provides a signed digital report - The candidate receives a notification to say the process is completed ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent ## What is covered in the financial integrity check? The Financial Integrity verification process in Nigeria provides bad payment information on citizens and foreigners as long as they have been registered with a financial institution in the jurisdiction extracted by a partner, with the explicit consent of the individual, through the Corporate Affairs Commission (CAC). The data collected goes back to 2015 onwards, it is possible to get details from previous years in a few publicly significant cases, and it includes the following information: Delinquency Information, Credit Account Summary (all aggregated credit and loan information), and Credit Agreements Summary. The process is nationwide and the data collected covers the following authorities: commercial banks, financial institutions, and leasing companies. ## What is the period covered by the check? Since 2015 ## Is there any potential candidate footprint? The check does not affect the creditworthiness of the individual and does not leave a footprint on their credit history. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.