Estonia Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Estonia? Krediidiinfo ## What is the process in Estonia? 1. The requesting party will request the check from the ATS or their Zinc account. 2. Automated instructions are delivered to provide some personal details in a dynamic web form. 3. Zinc submits the request to the authorities. 4. Zinc received the results (digitally) and provides a signed digital report. 5. The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - **Government ID Number** - PIN number-11 digits ## What is covered in the financial integrity check? The Financial Integrity verification process in Estonia provides credit and adverse financial information related to citizens and/or legal residents (holding the right to and permit of residence) of Estonia. Approximately, 78% of the Estonian population is covered, without persons under the age of 18 and over the age of 74. For credit assessment, the data goes 1 year back. The information is derived from the Estonian credit bureau, gathering data from: the population register, credit register, Tax and Customs Board, business register and land registers, and the Official Journal announcements. Identifiers used: Full name; ID number ## What is the period covered by the check? - For credit assessment, the data goes 1 year back. ## Restrictions, exclusions, limitations - The inquiries are reflected in the score for 12 months and might leave a footprint. It might influence the creditworthiness of the individual. - Cannot be shared with another party, as an additional information available on the credit report, which is not subject to the consent provided for the purposes of a credit check. ## Is there any potential candidate footprint? The inquiries are reflected in the score for 12 months and might leave a footprint. It might influence the creditworthiness of the individual. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.