Malaysia Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Malaysia? Experian Malaysia ## What is the process in Malaysia? The requesting party will request the check from the ATS or their Zinc account. - Automated instructions are delivered to provide some personal details in a dynamic web form. - Zinc submits the request to the authorities. - Zinc received the results (digitally) and provides a signed digital report. - The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - Special Authorisation Form - **Government ID Number** - **For Citizens and Permanent Residents:** - Malaysian ID Card Number (e.g. YYMMDD-PB-###G) - **For Foreigners:** - Passport Number ## What is covered in the financial integrity check? The Financial Integrity verification process allows to identify any serious adverse credit history, relating to late payments or lack of payment, that the individual has in Malaysia, regardless of their nationality. The information is updated on a daily basis and the check goes back up to 30 years, extracted from all Malaysian banks, predominantly from the Central Bank of Malaysia. The minimum total default amount to be reported from January 1, 2023, is RM 300. There is no footprint left on the credit report and the check does not affect the individual's creditworthiness. The data collected includes the following information: - Creditor Name, Debt type, Debt amount, Overdue days, Summary (if any) Identifiers ## What is the period covered by the check? Up to 30 years back ## Is there any potential candidate footprint? There is no footprint left on the credit report and the check does not affect the individual's creditworthiness. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.