Thailand Credit Judgment & Litigation Check

## Who is the source of adverse financial check data in Thailand? National Credit Bureau (NCB) ## What is the process in Thailand? The requesting party will request the check from the ATS or their Zinc account. 1. Automated instructions are delivered to provide some personal details in a dynamic web form. 2. Zinc submits the request to the authorities. 3. The candidate receives the instructions via their provided email from our checking provider to obtain the credit report. 4. Our checking provider certifies the validity of that credit report. 5. Zinc received the results (digitally) and provides a signed digital report. 6. The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - **SOI Email** - An active email ID of the Candidate, where the candidate receives the instructions to obtain the credit report ## What is covered in the adverse financial check? Our provider, accesses the National Credit Bureau (NCB), to conduct Adverse Financial verification in Thailand. The process provides financial default information on citizens and foreigners over 18 years of age in Thailand, extracted with the explicit consent of the individual. The Adverse Financial verification process in Thailand is divided into two steps, as outlined below: 1. The candidate’s participation in acquiring the credit report issued by the National Credit Bureau NCB following the instructions sent by our checking provider. 2. Our checking provider certifies the validity of that credit report. This is also divided in two stages: - The first stage of validation consists of checking the document’s security features such as credit report number, date of issuance of the credit report, and subject data against the information input in our internally secured platform. - The second stage of validation consists of a technical analysis that identifies and flags any forgery attempt or electronic tampering with the document or document copy. The search is national and includes the following information: - The number of credit accounts, total credit limit, total outstanding debt, various types of credit accounts such as credit cards, personal loans, home loans, hire purchases, and outstanding debt, status The verification will leave a footprint on the candidates credit profile and will be visible only to candidates if they request the log of inquiries from the Clearing House. The verification will not affect the candidate’s credit worthiness. The verification is conducted with the highest compliance standards, in accordance with applicable laws. ## What is the period covered by the check? The period covered by the source goes 5 years back. ## Is there any potential candidate footprint? The verification will leave a footprint on the candidates credit profile and will be visible only to candidates if they request the log of inquiries from the Clearing House. The verification will **not** affect the candidate’s credit worthiness. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.