Bermuda Credit Judgement & Litigation Check

## Who is the source of credit check data in Bermuda? Bermuda Credit Association ## What is the process in Bermuda? The requesting party will request the check from the ATS or their Zinc account. 1. The candidate receives automated instructions to provide some personal details in a dynamic web form. 2. Zinc submits the request to the authorities. 3. Zinc receives the results (digitally) and provides a signed digital report. 4. The candidate receives a notification to say the process is complete. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent ## What is covered in the credit check? The Financial Integrity verification process in Bermuda covers information on consumer credit of approximately 40% of the local population of Bermuda, foreigners included. The data is gathered directly from the Bermuda Credit Association, and it goes back to 1988. The process is National. The data collected includes information on high/low customer credit, opening, and conclusion of debt files and procedures, debt amounts, and average payments. ## Restrictions, Exclusions, Limitations: - The information is provided through a partner, via an online service. - Note: The reporting of bad debt influences lenders and service providers for the duration of the indebtedness and continues for 3 years as paid in full debts are reported for that time. Granting of credit during that time is at the discretion of the granter. ## What is the period covered by the check? Coverage by the source goes back to 1988 ## Is there any potential candidate footprint? No. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.