Brazil Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Brazil? SPC Brasil ## What is the process in Brazil? The requesting party will request the check from the ATS or their Zinc account. - Automated instructions are delivered to provide some personal details and completed a specific authorisation form in a dynamic web form. - Zinc submits the request to the authorities. - Zinc received the results (digitally) and provides a signed digital report. - The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - **First Name** - **Last Name** - **Birth Date** - **Consent** - **Specific Authorisation Form** - The form can be digitally signed and filled out. - **Fiscal Declaration Number** - Tax number (CPF) - 11 digits long, comprised of nine base digits, and two digits at the end that are the result of an arithmetic operation on the first nine numbers, meaning any typing mistakes will lead to an invalid number. For example: 231.002.999-00. - **Address** ## What is covered in the financial integrity check? The Financial Integrity verification process in Brazil provides a credit report from the Credit Protection Service of Brazil (Serviço de Proteção ao Crédito, SPC Brasil) and Serasa, which is another publicly authorised credit bureau in the jurisdiction. SPC is managed by trade associations and commercial directors and collaborates with Serasa on a regular basis. The credit report provided by the sources is focused on overdue and unpaid debts, protested securities in all registered offices in Brazil, cheques without funds, stolen/lost customer credit cards, as well as all credit-related information reported by companies associated with the SPC. Generally, the information goes back to 2010, with some earlier cases also being available. The check is national. Note: The check does not affect the creditworthiness or reduce the candidate's credit score. Only source consultations for **granting credit** affect the score. ## Restrictions, Exclusions, Limitations The information in this file may not be sold, assigned, reproduced, or copied in any form whatsoever without the prior written consent of the partner. Zinc might be penalised, as the credit reports have extra information, not only related to credit. ## What is the period covered by the check? Since 2010. ## Is there any potential candidate footprint? No. The check does not affect the creditworthiness or reduce the candidate's credit score. Only source consultations for granting credit affect the score. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.