India Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in India Financial Institutions of India ## What is the process in India 1. The requesting party will request the check from the ATS or their Zinc account. 2. Automated instructions are delivered to provide some personal details in a dynamic web form. 3. Zinc submits the request to the authorities. 4. Zinc received the results (digitally) and provides a signed digital report. 5. The candidate receives a notification to say the process is completed. ## What details are required to submit the check - **First Name** - **Last Name** - **Birth Date** - **Consent** - **PAN Number** - 10-character alphanumeric identifier ## What is covered in the financial integrity check The Bad Payment History check in India provides financial defaults of citizens and lawfully residing individuals within the jurisdiction. This information is sourced locally from all financial and lending institutions in India, in accordance with the TransUnion CIBIL report. The data is gathered from the following institutions: - Banks - Credit lenders - Non-Banking Financial Companies (NBFCs) - Microfinance institutions The report includes consumer details, credit scores, an overall credit summary, and a detailed account of financial activities, such as loans and debts, along with repayment behaviour. ## What is the period covered by the check The source provides coverage for a retrospective period of 36 months. ## Is there any potential candidate footprint There is a 12 month footprint, which may impact creditworthiness. ## What is the expected turnaround time [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.