Luxembourg Credit Judgement & Litigation Check

## Who is the source of credit check data in Luxembourg? Répertoire du Surendettement ## What is the process in Luxembourg? The requesting party will request the check from the ATS or their Zinc account. 1. The candidate receives automated instructions to provide some personal details in a dynamic web form. 2. Zinc submits the request to the authorities. 3. Zinc receives the results (digitally) and provides a signed digital report. 4. The candidate receives a notification to say the process is complete. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - **Address** - Current or last known address in Luxembourg. ## What is covered in the credit check? The Adverse Financial verification in Luxembourg covers all current and former residents of the jurisdiction, aged over 18, who hold or have held a credit facility in the country. The source provides credit information on natural persons who have undergone a debt recovery procedure as well as those listed on the Luxembourg registry of over-indebted individuals who have a voluntary collective debt settlement agreement on record. The verification includes personal recovery procedures (civil bankruptcies). The data uncovered is the following: - Presence on the over-indebted persons registry - Type of debt recovery/settlement procedure - Date of the procedure - Amount of the debt (this may not always be available) - Identifiers used for the search (Name, Date of Birth, Address) ## Restrictions, Exclusions, Limitations: - Please note that due to the EU GDPR, no entity in Luxembourg is allowed to provide detailed customer credit information to third parties. ## What is the period covered by the check? - Up to 10 years ## Is there any potential candidate footprint? No. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.