Peru Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Peru? Superintendency of Banks and Insurances (SBS) ## What is the process in Peru? 1. The requesting party will request the check from the ATS or their Zinc account. 2. Automated instructions are delivered to the candidate to provide some personal details in a dynamic web form. 3. Zinc submits the request to the authorities. 4. Zinc received the results (digitally) and provides a signed digital report. 5. The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - **Government ID Number** - DNI number or RUC number or Foreigner's card (Carné extranjería) ## What is covered in the financial integrity check? The Financial Integrity verification process in Peru consults the Superintendency of Banks and Insurances (SBS) and provides information on any debts associated with individuals lawfully residing in Peru. SBS is the agency supervising the Peruvian financial, insurance, and private pension systems, as well as responsible for the prevention and detection of money laundering and illegal activity financing in the jurisdiction. Records include debts, loans, delays of payments related to traffic taxes, covering the majority of the Peruvian population over 18 years old, and foreigners who have lawfully resided in Peru. The information goes 24 months back and is updated on a daily or weekly basis, depending on the type of record. ## What is the period covered by the check? 24 months back ## Restrictions, Exclusions, Limitations - Due to the current regulation in Peru, the date of birth will no longer be available; it is regarded as sensitive data according to the Personal Data Protection Law and thus it should not be shown in any database. - The check leaves a trace on the credit records of the individual but does not affect their credit history or creditworthiness. - Not authorised to share with another party as additional information is available on the credit report, which is not subject to the consent provided for the purposes of a credit check. ## Is there any potential candidate footprint? The check leaves a trace on the credit records of the individual but does not affect their credit history or creditworthiness. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.