Norway Credit Judgment and Litigation Check

## Who is the source of financial integrity check data in Norway? ## The data is gathered from banks and financial institutions in Norway and provided through Experian, a credit bureau authorised by the Norwegian authorities to operate in the country. ## What details are required to submit the check? ## - First Name - Last Name - Birth Date - Consent - Government ID Number *A Norwegian national identity number or a D number. A national identity number follows the format DDMMYY XXXXX, so the first six digits show the person’s date of birth. It is listed on both passports and national ID cards.* ## What is covered in the financial integrity check? ## The check gathers **credit, bad payment, non-payment and adverse financial information** on individuals lawfully residing in Norway. The process is national. The data includes debts, loans, bankruptcies and related adverse financial and credit judgments. The report may include any of the following: - Judgment by default - Voluntary debt reconstruction - Debt reconstruction proceedings - Insolvency - Unable to recover debt - Bankruptcy proceedings completed - Bankruptcy proceedings initiated - Distraint of salary - Court order (temporary) - New judicial order ## What will the report show? ## There are two possible outcomes: **Match found:** Each record shows the type, date of debt, amount, creditor and identifiers (full name and government ID number). **Clear:** The inquiry is received with no negative records found. The source results are in Norwegian, but the report is provided in English. ## How often is the information updated? ## Daily. ## What is the period covered by the check? ## Coverage by the source starts from **2010.** ## Does the check leave a footprint? ## **This may cause a footprint.** The check affects the creditworthiness of individuals if a high number of checks have been ordered in the last 6 months. ## What is the expected turnaround time? ## [Here](https://zincwork.com/turnaround-times) ## Privacy statement ## The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.