For the complete documentation index, see llms.txt
For the complete documentation index, see llms.txt
Zinc
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United Kingdom Credit Judgment & Litigation Check
## Who is the source of credit check in the United Kingdom?
TransUnion
## What is the process in the United Kingdom?
The requesting party will request the check from the ATS or their Zinc account.
- Automated instructions are delivered to provide some personal details in a dynamic web form
- Zinc submits the request to the authorities
- Zinc received the results (digitally) and provides a signed digital report
- The candidate receives a notification to say the process is completed
## What details are required to submit the check?
- First Name
- Last Name
- Current full UK address
## What is covered in the credit check?
The results that will be returned are:
### Court judgements
Civil court judgments for unpaid debts, typically recorded for six years from the judgment date.
The information returned will be:
- Candidate name
- Court
- Case number
- Amount
- Judgement date
- Status
- Satisfied date
- Address
### Insolvencies
- **Bankruptcies:** Records of declared bankruptcies within the last six years.
- Information returned is:
- Type
- Name
- Court
- Case reference
- Order date
- Status
- Address
- **Individual voluntary arrangements (IVAs)**: A legally binding agreement with creditors to repay debts over a set period.
- Information returned is:
- Type
- Name
- Court
- Order date
- Status
- Discharge date (if available)
- Address
Statuses of insolvencies can be:
- Active
- Discharged or complete
## What is the period covered by the check?
These checks identify information from the past six years.
## Is there any potential candidate footprint?
This is a soft credit check and will not affect your candidate's credit score.
## What is the expected turnaround time?
[Here](https://zincwork.com/turnaround-times)
## Privacy statement
The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.
