Indonesia Credit Judgment and Litigation Check

## Who is the source of the bad payment history check data in Indonesia? The Financial Services Authority (OJK) ## What is the process in Indonesia? The requesting party will request the check from the ATS or their Zinc account. - Automated instructions are delivered to the candidate to provide personal details in a dynamic web form. - Zinc submits the request to the authorities. - Zinc receives the results (digitally) and provides a signed digital report. - The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - Please ensure a signed (electronic or wet) consent form is provided - **Government ID Number** - For Citizens: A unique 16-digit number known as a "Nomor Induk Kependudukan" - For Foreigners: Passport number - Phone Number ## What is covered in the bad payment history check? Our provider accesses the Financial Services Authority (OJK) to conduct Bad Payment History verification in Indonesia. The process provides financial default information on citizens and foreigners lawfully residing in Indonesia, extracted by a local partner, with the explicit consent of the individual. The process has nationwide coverage. The retrieved data includes the following information: - The candidate's track record in repaying debts, including the collectability score for each obligation. - The total number of debts or credit facilities held by the candidate. - The candidate's consumptive behaviour or spending patterns. - A summary of the candidate's loans, including type, balance, and repayment history. The verification does not leave a footprint on the candidate's credit profile, but the verification will affect the candidate's creditworthiness. The verification is conducted with the highest compliance standards, in accordance with applicable laws. ## What is the period covered by the check? Coverage by the source goes back to the candidate's first credit loan. ## Is there any potential candidate footprint? No. The verification does not leave a footprint on the candidate's credit profile, but the verification will affect the candidate's creditworthiness. ## Restrictions, Exclusions, Limitations - The credit report can only be accessed through the subject's direct participation, through a specific application process, and following identity authentication steps as well. - The candidate's track record in paying their debt can affect the candidate's suitability when applying for specific roles. This check will display the candidate's credit score. - Data is sourced exclusively from the OJK and the financial institutions it supervises. Results reflect only officially reported financial obligations and do not include informal or unreported debts. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.