Cyprus Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Cyprus? Ministry of Justice of Cyprus ## What is the process in Cyprus? 1. The requesting party will request the check from the ATS or their Zinc account. 2. Automated instructions are delivered to provide some personal details in a dynamic web form. 3. Zinc submits the request to the authorities. 4. Zinc received the results (digitally) and provides a signed digital report. 5. The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - **Government ID Number** - Personal identification number which is 6 or 7 numbers for citizens and located on the Cypriot national ID card - If the candidate is a foreigner and does not have a Cypriot personal identification number then the search will be conducted with the candidate's name only but that might lead to wrong or missing results ## What is covered in the financial integrity check? Zinc accesses the Ministry of Justice, to conduct Adverse Financial verification in Cyprus. The process provides information on financial defaults on citizens of and/or individuals lawfully residing in Cyprus, extracted with the explicit consent of the individual. The check has a national coverage, and the retrieved data includes information on any personal debts and/or loans. The information is extracted from the Supreme Court of Cyprus, as well as from all Cypriot appeal courts. Identifiers used: Full name, ID number, Address. The verification is conducted with the highest compliance standards, in accordance with applicable laws. ## What is the period covered by the check? - The data is acquired from all the courts in the jurisdiction, and coverage by the source goes back to the 1990s (depending on the court). ## Restrictions, Exclusions, Limitations - Please note that credit checks are not permissible in Cyprus for pre-employment purposes, as per the 2020 amendments of The Business of Credit Institutions Law. This is the official source of both personal insolvencies and company bankruptcies but includes also adverse financial information on personal debts and loans but is under Zinc's offering as a credit judgment and litigation check as this is what information is permissible in Cyprus. - Debts under EUR 25,000 are exempt. - Please note that the Turkish Republic of Northern Cyprus is excluded from the check. ## Is there any potential candidate footprint? No. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.