New Zealand Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in New Zealand? Credit Bureau Illion NZ (D&B) ## What is the process in New Zealand? 1. Request the check from the ATS or your Zinc account. 2. Follow the automated instructions to provide some personal details and complete an authorisation form in a dynamic web form. 3. Zinc submits the request to the authorities. 4. Zinc receives the results (digitally) and provides a signed digital report. 5. The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - **First Name** - **Last Name** - **Birth Date** - **Consent** - **Address** - Full address history in New Zealand for the last 5 years - **Specific Authorisation Form** - Duly filled in and wet or digitally signed - **Passport/ID Copy** - Valid New Zealand Passport - New Zealand Driver License - Overseas Passport - New Zealand Firearms License It's preferred if the document is provided in JPEG format. ## What is covered in the financial integrity check? The Financial Integrity verification process in New Zealand presents a bad payment history check through the Credit Bureau Illion NZ (D&B) and provides information on the credit history of citizens and foreigners legally based in New Zealand, with full national coverage. The data collected includes a history of any bad or outstanding debts, insolvency, and bankruptcy of the individual. The check is performed online and the information goes five years back, according to New Zealand's Legislation, and is extracted from financial and court databases, accessible by Illion NZ (D&B). The credit report includes: - adverse information, defaults, file notices, collections, judgments, personal insolvency information, and other public financial records The checks are not leaving a footprint on the individuals’ credit profiles and are not influencing their creditworthiness. ## What is the period covered by the check? 5 years back ## Is there any potential candidate footprint? The checks are not leaving a footprint on the individuals’ credit profiles and are not influencing their creditworthiness. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.