Canada Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Canada? Credit reporting agencies ## What is the process in Canada? The requesting party will request the check from the ATS or their Zinc account. - Automated instructions are delivered to provide some personal details in a dynamic web form. - Zinc submits the request to the authorities. - Zinc received the results (digitally) and provides a signed digital report. - The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - **First Name** - **Last Name** - **Birth Date** - **Consent** - **Specific Consent Form** - The SIN Number should be filled in the Specific Consent Form (if applicable). - The format should be filled-out *** *** *** (9 numbers, without a dash). - Alias names are not covered by the credit search, only the legal and current names are covered. - Digital signatures are acceptable. - **Address** - Current or last registered address in Canada. ## What is covered in the financial integrity check? The Financial Integrity verification process in Canada provides financial information on citizens and foreigners lawfully residing in the jurisdiction, extracted with the explicit consent of the individual through the database of the National Credit-Reporting Agency of Canada by the Canadian Credit Bureau. There is no exact rule stipulating how far the data goes back to, and the data collected includes any delinquency in payments and if so, the lengths of time payments are overdue. ## What is the period covered by the check? There is no exact rule stipulating how far the data goes back to, as the Canadian consumer can request or update their personal credit report at any time. ## Is there any potential candidate footprint? The check leaves a footprint for 6 years but this can only be seen by the candidate and there is no impact on their credit file as this is a soft check. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.