Australia Credit Judgment & Litigation Check

## Who is the source of financial integrity check data in Australia? Financial Databases, Court and Law Enforcement systems ## What is the process in Australia? 1. The requesting party will request the check from the ATS or their Zinc account. 2. Automated instructions are delivered to provide some personal details and complete an authorisation form in a dynamic web form. 3. Zinc submits the request to the authorities. 4. Zinc received the results (digitally) and provides a signed digital report. 5. The candidate receives a notification to say the process is completed. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - **Specific Authorisation Form** -For the line '*hereby give consent to iCOVER SAS, located at 1 rue de la Bourse, 75002 Paris, acting as a data processor on behalf of*' you can provide either **Zinc** or **your employer**. - **Address** - Full Address History in Australia for the last 5 years - **Passport/ID Copy** - **Valid Passport** - **Driving License** - **Shooters License** - **Student Card** The ID document must be submitted in JPG or PNG format only — PDF files will not be accepted. Both colour and black-and-white copies are acceptable. ## What is covered in the financial integrity check? The Financial Integrity verification in Australia provides information on the comprehensive credit history of lawful Australian residents, extracted with the individual's explicit consent, through Financial Databases, Courts, and Law Enforcement systems. Court and law enforcement systems can provide credit-related information primarily through records of legal actions that involve financial obligations. These records are considered significant indicators of a person's creditworthiness because they highlight issues such as unpaid debts or financial disputes. - **Law Enforcement Databases**: Financial-related offences (fraud, money laundering) when publicly disclosed or accessible through court filings. - **Financial Databases**: Loan details, credit card and mortgage information, BNPL, and utility payment details, as well as debt collection records. The exact financial databases our Credit Bureau uses cannot be publicly disclosed in full detail due to proprietary practices. - **Court Databases**: Court judgments, bankruptcy filings, insolvency declarations, and debt agreements from public notices and court records. The checks do not leave a footprint on the individuals’ credit profile and do not influence their creditworthiness or rating. ## What is the period covered by the check? The check goes 5 years back. ## Is there any potential candidate footprint? The checks do not leave a footprint on the individuals’ credit profile and do not influence their creditworthiness or rating. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.