Malta Credit Judgement & Litigation Check

## Who is the source of credit check data in Malta? Credit INFO ## What is the process in Malta? The requesting party will request the check from the ATS or their Zinc account. 1. The candidate receives automated instructions to provide some personal details in a dynamic web form. 2. Zinc submits the request to the authorities. 3. Zinc receives the results (digitally) and provides a signed digital report. 4. The candidate receives a notification to say the process is complete. ## What details are required to submit the check? - First Name - Last Name - Birth Date - Consent - **Government ID Number** - Local ID Number (seven digits followed by one letter in - "M, G, A, P, L, H, B, Z" (case insensitive)) for locals and foreigners registered in Malta (with an Maltese ID card) OR Passport number. ## What is covered in the credit check? The Financial Integrity verification process in Malta provides consumer credit information on individuals who are citizens and/or lawful residents of Malta. It covers 99% of the local population over 18 years, foreigners included. The data is gathered through the authorised Maltese credit bureau, which extracts it from the Central Bank of Malta, as well as from Government gazettes and the Court of Magistrates. The information goes 5 years back unless there is an older but currently ongoing debt. The process is national. ## Restrictions, Exclusions, Limitations: - Not authorised to share with another party outside of the consent provided for the purposes of a credit check. - The check leaves a footprint in the credit file of the individual for the period of 6 months. It does not affect the person's creditworthiness. ## What is the period covered by the check? The source coverage goes back to 5 years unless there is an older but currently ongoing debt. ## Is there any potential candidate footprint? The check leaves a footprint in the credit file of the individual for the period of 6 months. It does not affect the person's creditworthiness. ## What is the expected turnaround time? [Here](https://zincwork.com/turnaround-times) ## Privacy statement The details contained in this report should not be used as the sole reason for making a decision. Zinc Work Ltd is not liable for any inaccuracies or incompleteness in the information appearing in this report since it is provided to Zinc Work Ltd by third parties. This report has been produced for the purchaser of the report and Zinc Work Ltd will have no liability to loss.